Signing up for Medicare depends on your current situation. If you're ALREADY receiving Social Security benefits, you'll be automatically enrolled in Medicare Part A (hospital insurance) and Part B (medical insurance) when you turn 65. You'll get your Medicare card in the mail a few months before your birthday.

If you're NOT receiving Social Security yet, you'll need to sign up (we do this for you).

You have a 7-month window to sign up, called your Initial Enrollment Period (IEP). It starts three months before your 65th birthday, includes your birthday month, and lasts three months after your birthday. We recommend signing up three months BEFORE your birthday so there are no gaps in your coverage.

If you're still working and have health insurance through your employer, you may be able to delay Medicare without penalties. However, this depends on the size of your employer, so let's talk about your specific situation to make sure you don't face unnecessary late fees.

Nope! Our services are 100% free to you. We do not charge for consultations, helping you sign up, or answering any questions. The best part? We are there for you as long as you need us, and when you need us. If you have any questions or concerns, just call and we'd be happy to assist you on your ongoing coverage. Our job is to make Medicare simple and stress-free for you.

Great question! We get paid by the insurance companies once we enroll someone in a Medicare plan. This means that we are able to help you compare all of your options at no cost to you. Whether you choose a plan or decide to stick with original Medicare, our job is to give you the best advice for your needs-not to push any specific plan.